Workers’ compensation is a system of social insurance in most countries that provides benefits to people who have been injured or killed while working. The benefits are usually paid by the employer and financed by contributions from insurance premiums paid by employers and employees, and from general taxation.
The following people are eligible for workers’ compensation:
- Employees who are employed in certain jobs or industries, such as farming or logging, under the supervision of an employer.
- Employees of state institutions, such as hospitals, prisons, and schools.
- Employees of the federal government.
- Employers who employ five or more employees.
- Self-employed individuals who carry workers’ compensation insurance.