Michigan’s injury laws run on numbers: coverage limits, damage caps, deadlines and fees. Several of them change on a fixed schedule, so a figure that was right a year ago can be wrong today. The short answer, as of October 2026: no-fault PIP pays lost wages up to $7,455 per 30 days for crashes from October 1, 2026; the 2026 cap on pain-and-suffering damages in malpractice cases is $596,400, or $1,065,000 for the most serious injuries the statute lists; and most injury lawsuits must be filed within three years. Below, each figure comes with the period it covers, when it changes and the primary source behind it.
If an adjuster has quoted you a limit or a deadline and you’d like to check it, that’s a sensible instinct. Insurers work with these numbers every day; most people meet them for the first time after an injury.
Figures checked: October 5, 2026. Every figure here is Michigan law or a figure set under it.
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What are the key Michigan injury-law numbers for 2026?
| Figure | Current value | Applies to | Source |
|---|---|---|---|
| PIP wage-loss maximum | $7,455 per 30 days | Crashes from Oct. 1, 2026 to Sept. 30, 2027 | DIFS Bulletin 2026-20-INS |
| PIP household help | $20 a day, for 3 years | Any crash | MCL 500.3107(1)(c) |
| PIP medical coverage levels | Unlimited, $500,000 or $250,000; $50,000 or none for people with Medicaid or Medicare who qualify | Policies issued or renewed after July 1, 2020 | MCL 500.3107c, 500.3107d |
| MCCA fee per vehicle | $84 with unlimited PIP medical; $19 for all other drivers | 2026/2027, from July 2026 | MCCA |
| MCCA reimbursement threshold | $675,000 | Policies issued or renewed July 1, 2025 to June 30, 2027 | MCCA; MCL 500.3104(2) |
| Mini-tort | Up to $3,000 | Crashes after July 1, 2020 | MCL 500.3135(3)(e) |
| Default bodily-injury liability limits | $250,000 per person, $500,000 per crash | Policies issued or renewed after July 1, 2020 | MCL 500.3009 |
| Malpractice cap on noneconomic damages | $596,400, or $1,065,000 for listed permanent injuries | 2026 | MCL 600.1483; Treasury |
| Product liability cap on noneconomic damages | $596,400, or $1,065,000 for death or a lost vital bodily function | 2026 | MCL 600.2946a; Treasury |
| Deadline for most injury lawsuits | 3 years | From the injury | MCL 600.5805(2) |
| PIP written notice | 1 year | From the crash | MCL 500.3145(1) |
| Contingency fee limit | One-third of the recovery after costs | Injury, wrongful death and no-fault cases | MCR 8.121 |
| Small claims limit | $7,000 | Since January 1, 2024 | MCL 600.8401 |
| Workers’ comp maximum | $1,201 a week | Injuries in 2026 | MCL 418.355; WDCA |
What are Michigan’s no-fault (PIP) limits?
Personal injury protection (PIP) is the part of a Michigan auto policy that pays your medical care, part of your lost income and help at home after a crash, no matter who caused it (MCL 500.3105(2)). Its limits:
| Benefit | Limit | Source |
|---|---|---|
| Medical care (“allowable expenses”) | The coverage level on the policy (see below) | MCL 500.3107(1)(a), 500.3107c |
| Lost income (“work loss”) | Generally 85% of lost gross income, for 3 years after the crash, up to $7,455 per 30 days for crashes from October 1, 2026 to September 30, 2027, or $7,201 for crashes from October 1, 2025 to September 30, 2026 | MCL 500.3107(1)(b); DIFS Bulletins 2026-20-INS, 2025-18-INS |
| Household help (“replacement services”) | Up to $20 a day, for 3 years after the crash | MCL 500.3107(1)(c) |
| Survivors’ loss, for dependents of a person who died | The same 30-day cap as work loss, shared by all the dependents, for 3 years after the crash | MCL 500.3108; DIFS Bulletin 2026-20-INS |
| Funeral and burial | The amount in the policy, at least $1,750 and no more than $5,000 | MCL 500.3107(1)(a)(ii) |
| Late payment | Benefits are generally overdue if not paid within 30 days after the insurer gets reasonable proof of the loss; overdue benefits earn 12% simple interest a year | MCL 500.3142(2), (4) |
The wage cap covers PIP work loss plus anything you earn from work in the same 30 days. The cap that applies is the one in effect when your crash happened: each change applies only to crashes after the date of the change (MCL 500.3107(1)(b)). For example, if you earned $10,000 a month before taxes and can’t work at all after a crash in November 2026, 85% would be $8,500, so PIP stops at $7,455.
How much PIP medical coverage can you choose?
For policies issued or renewed after July 1, 2020, the policyholder chooses a limit for PIP medical benefits, and it applies to the policyholder, their spouse, relatives living with them and anyone else claiming under the policy (MCL 500.3107c(1), (5)). Each limit is per person, per crash.
| Medical coverage level | Who can choose it | Law |
|---|---|---|
| Unlimited | Anyone | MCL 500.3107c(1)(d) |
| $500,000 | Anyone | MCL 500.3107c(1)(c) |
| $250,000 | Anyone | MCL 500.3107c(1)(b) |
| $250,000, with some household members excluded | Each excluded person must have qualified health coverage | MCL 500.3109a(2) |
| $50,000 | A policyholder enrolled in Medicaid, if their spouse and relatives living with them have qualified health coverage, Medicaid or PIP medical coverage on another policy | MCL 500.3107c(1)(a) |
| None (opt out) | A policyholder with Medicare Parts A and B, if their spouse and relatives living with them have qualified health coverage or PIP medical coverage on another policy | MCL 500.3107d(1) |
“Qualified health coverage” means Medicare Parts A and B, or other health coverage that doesn’t exclude or limit coverage for car-crash injuries and has an annual deductible of no more than $6,579 per person, the figure DIFS set for July 1, 2026 through June 30, 2027 (MCL 500.3107d(7)(b); DIFS Bulletin 2026-08-INS). For what each level means after a crash, see what Michigan PIP pays since the 2019 reform.
What does the PIP medical fee schedule allow?
For care provided after July 1, 2021, Michigan caps what doctors, hospitals and other providers can be paid under PIP, using Medicare’s rates as the yardstick (MCL 500.3157(14)). The caps for care after July 1, 2023:
| Provider | Most PIP pays | Law |
|---|---|---|
| Most doctors, hospitals and clinics | 190% of what Medicare pays | MCL 500.3157(2) |
| Providers whose patients are 20% to under 30% low-income (the statute’s “indigent volume”), and up to two freestanding rehabilitation facilities DIFS designates each year | 220% of Medicare | MCL 500.3157(3), (4) |
| Providers whose patients are 30% or more low-income | 250% of Medicare | MCL 500.3157(5) |
| Level I or II trauma centers, for emergency care before the patient is stabilized and transferred | 230% of Medicare | MCL 500.3157(6) |
| Care Medicare doesn’t pay for | 52.5% of what most providers charged on January 1, 2019 (66.5% to 78% for the providers in the rows above), adjusted every year for medical inflation | MCL 500.3157(7), (9) |
Emergency ambulance services aren’t subject to these caps (MCL 500.3157(13)).
Family attendant care: 56 hours a week. If a relative, someone you live with, or someone you had a business or social relationship with before the injury provides attendant care in your home, the insurer only has to pay for up to 56 hours a week, though it can agree to pay for more (MCL 500.3157(10), (11), using the limit in MCL 418.315(1)).
The Michigan Supreme Court has held that the 56-hour limit and the caps for care Medicare doesn’t cover don’t apply to anyone injured while covered by a policy issued before June 11, 2019 (Andary v USAA Casualty Insurance Co, 2023).
How much is the MCCA fee, and when does the MCCA pay?
Every insurer that sells Michigan no-fault coverage must belong to the Michigan Catastrophic Claims Association (MCCA) (MCL 500.3104(1)). It reimburses insurers for the largest PIP claims and charges a per-vehicle fee to pay for them. An insurer that passes the fee on to you must pass on the same amount charged for your car (MCL 500.3104(20)).
| MCCA figure | Amount | Period |
|---|---|---|
| Fee per vehicle, unlimited PIP medical coverage | $84: $65 for catastrophic claims expected from crashes in the coming year, plus a $19 deficit charge | 2026/2027, starting July 2026 |
| Fee per vehicle, every other driver | $19, the deficit charge only | 2026/2027, starting July 2026 |
| The same two fees a year earlier | $82 and $23 | 2025/2026 |
| Reimbursement threshold (the “retention”) | The insurer pays the first $675,000 of PIP benefits on a claim; the MCCA reimburses the rest | Policies issued or renewed July 1, 2025 to June 30, 2027 |
The MCCA adds a deficit charge, paid by all drivers, when its estimated liabilities, discounted to present value, exceed its assets (MCCA, October 8, 2025). It doesn’t cover claims under policies with a limited PIP medical option (MCL 500.3104(27)). You don’t file a claim with the MCCA: your insurer handles your claim and pays for your care (MCCA). See how catastrophic injury claims work.
What are the mini-tort, liability and Assigned Claims Plan limits?
| Figure | Amount | Law |
|---|---|---|
| Mini-tort: vehicle damage your insurance didn’t cover, claimed from the at-fault driver | Up to $3,000 for crashes after July 1, 2020; $1,000 for earlier crashes | MCL 500.3135(3)(e) |
| Default bodily-injury liability limits | $250,000 per person and $500,000 per crash | MCL 500.3009(1), (8) |
| Lowest bodily-injury limits a policyholder can choose, on a signed form | $50,000 per person and $100,000 per crash | MCL 500.3009(5) |
| Minimum property damage liability | $10,000 per accident | MCL 500.3009(1)(c) |
| Michigan Assigned Claims Plan: deadline to notify | 1 year after the crash | MCL 500.3174 |
| Michigan Assigned Claims Plan: medical benefits | Up to $250,000 ($2 million in one narrow situation after health coverage ends) | MCL 500.3172(7) |
The liability limits apply to policies issued or renewed after July 1, 2020, and they matter if you sue the driver who caused your crash. They’re a floor, not a ceiling: unless the policyholder signed the form for lower limits, the policy must cover at least $250,000 per person and $500,000 per crash for injuries, not counting interest and costs, and a driver can buy more (MCL 500.3009(1), (5), (8)). The $10,000 property damage minimum mostly matters for crashes outside Michigan. In Michigan, an insured driver generally can’t be sued for property damage beyond the mini-tort, and property protection insurance pays for damage to things like buildings and properly parked cars, up to $1 million per accident (MCL 500.3135(3), 500.3121(5), 500.3123). The Assigned Claims Plan is the safety net for people with no PIP coverage; it is run through the Michigan Automobile Insurance Placement Facility (MCL 500.3174). See how a Michigan mini-tort claim works.
What are the deadlines to sue or give notice in Michigan?
Where a row lists two deadlines, you must meet both.
| Claim | Deadline | Law |
|---|---|---|
| Most injury lawsuits, such as against an at-fault driver or a property owner | 3 years from the injury | MCL 600.5805(2) |
| Defective product | 3 years | MCL 600.5805(12) |
| PIP benefits from your auto insurer | Written notice within 1 year of the crash, unless the insurer has already paid; a lawsuit generally can recover only losses from the year before it was filed | MCL 500.3145(1), (2) |
| PIP through the Michigan Assigned Claims Plan | Notify the Michigan Automobile Insurance Placement Facility within 1 year of the crash | MCL 500.3174 |
| Medical malpractice | 2 years from the act or omission, or 6 months after you discovered (or should have discovered) the claim, whichever is later; generally no later than 6 years after the act or omission | MCL 600.5805(8), 600.5838a |
| Malpractice notice of intent | Written notice at least 182 days before suing; the provider has 154 days to respond | MCL 600.2912b(1), (7) |
| Injury or property damage claim against the State of Michigan | A written claim or notice of intent, signed and verified under oath, filed with the Court of Claims clerk within 6 months; lawsuit within 3 years | MCL 600.6431(2), (4); 600.6452(1) |
| Defective highway, which includes bridges, sidewalks, crosswalks and culverts on the highway | Written notice to the government agency within 120 days (180 days for someone under 18); lawsuit within 2 years | MCL 691.1401(c), 691.1404, 691.1411(2) |
| Bar or store that sold or served alcohol to a minor or a visibly intoxicated person (dram shop) | Lawsuit within 2 years; written notice to every defendant within 120 days after you hire a lawyer for the claim | MCL 436.1801(3) |
| Work injury (workers’ compensation) | Notice to your employer within 90 days; a claim within 2 years | MCL 418.381(1) |
The PIP one-year-back limit pauses from a specific claim for payment until the insurer formally denies it, as long as you pursue the claim with reasonable diligence (MCL 500.3145(3)). Exceptions, start dates and the rules for children are in every Michigan injury deadline in one place.
Not sure which deadline applies to you? Get a free case review. Four quick questions, no cost, no obligation.
What are Michigan’s damage caps for 2026?
Michigan caps noneconomic damages (losses without a price tag, such as pain and suffering) in two kinds of cases. The State Treasurer adjusts the caps for inflation at the end of each calendar year, and the product liability caps must stay equal to the malpractice caps (MCL 600.1483(4), 600.2946a(1)). The Michigan Department of Treasury’s January 30, 2026 notice sets them for 2026:
| Type of case | 2026 cap | Higher 2026 cap, and when it applies | Law |
|---|---|---|---|
| Medical malpractice | $596,400 | $1,065,000 if a brain or spinal cord injury left the patient hemiplegic, paraplegic or quadriplegic, with total permanent loss of use of one or more limbs; if the patient has permanently impaired cognitive capacity; or if permanent loss of or damage to a reproductive organ left the patient unable to have children, as the statute defines them | MCL 600.1483(1) |
| Product liability | $596,400 | $1,065,000 if the defect caused death or the permanent loss of a vital bodily function | MCL 600.2946a(1) |
- One malpractice cap covers everyone: the total noneconomic damages all plaintiffs can recover from all defendants (MCL 600.1483(1)).
- Product liability exceptions: the cap doesn’t apply to a defendant whose gross negligence caused the death or lost function (MCL 600.2946a(3)), and no cap applies if the court finds the defendant knew the product was defective, knew the defect was substantially likely to cause the injury, and willfully disregarded that knowledge (MCL 600.2949a).
- Juries aren’t told about the product liability caps (MCL 600.2946a(2)).
- Economic damages, such as medical bills and lost income, aren’t limited by either cap.
Neither cap applies to a claim against a negligent driver, but pain and suffering after a car crash first requires death, serious impairment of body function or permanent serious disfigurement (MCL 500.3135(1)); see how the serious impairment threshold works. Which year’s cap applies to a case is a question for a lawyer. For the rest of the rules, see Michigan medical malpractice law and how product liability claims work.
How does your share of fault reduce what you recover?
- Comparative fault. A court reduces your damages by your percentage of fault. If your fault is greater than everyone else’s combined, you get no noneconomic damages, and your economic damages are still reduced by your share (MCL 600.2959).
- Car crashes. Against an at-fault driver, being more than 50% at fault bars both pain-and-suffering damages and the mini-tort (MCL 500.3135(2)(b), (4)(a)).
- Seat belts. Not wearing a seat belt when the law required one can reduce damages from a crash by no more than 5% (MCL 257.710e(8)).
More: how comparative fault works in Michigan and Michigan’s seat belt law.
How much do lawyers and courts charge?
Contingency fees: one-third at most
In a personal injury, wrongful death or no-fault benefits case, a lawyer’s contingency fee can’t be more than one-third of the amount recovered (MCR 8.121(B)). The one-third is figured on the net sum, after deducting the expenses properly charged to pursuing the claim; court costs and interest included in a judgment count as part of the recovery (MCR 8.121(C)(1)). The agreement must be in writing, with a copy for you, and a lawyer may agree to charge less (MCR 8.121(D), (F)). The exception is a fee a court awards, such as attorney fees a no-fault insurer must pay on top of the benefits when it unreasonably refused or delayed payment (MCR 8.121(A); MCL 500.3148(1)).
For example, on a $90,000 settlement with $6,000 in case expenses, the fee could be at most one-third of $84,000, or $28,000. See how personal injury lawyers get paid.
Court filing fees
District court hears civil cases worth up to $25,000 (MCL 600.8301(1)), so larger injury lawsuits start in circuit court.
| Fee | Amount | Law |
|---|---|---|
| Circuit court civil filing fee | $150 | MCL 600.2529(1)(a) |
| Electronic filing system fee, circuit court civil case | $25 | MCL 600.1986(1)(a) |
| Circuit court jury demand | $85 | MCL 600.2529(1)(c) |
| Circuit court motion | $20 | MCL 600.2529(1)(e) |
| District court civil filing fee | $25 (claims up to $600), $45 (up to $1,750), $65 (up to $10,000), $150 (over $10,000) | MCL 600.8371(2) to (5) |
| Electronic filing system fee, district court civil case | $10 | MCL 600.1986(1)(b) |
| District court jury demand | $50 | MCL 600.8371(9) |
| Small claims filing fee (claims up to $7,000) | $25 (up to $600), $45 (up to $1,750), $65 (over $1,750) | MCL 600.8420(1), 600.8401 |
| Electronic filing system fee, small claims | $5 | MCL 600.1986(1)(d) |
So the filing fees to start an injury lawsuit in circuit court come to $175, plus $85 if you demand a jury. The State Court Administrative Office’s fee tables list the same amounts. If you can’t afford the fees, you can ask for a waiver on the “Fee Waiver Request” form. The clerk must waive them if you receive means-tested public assistance, such as Medicaid or food assistance, and the court must waive them if your household’s gross income is under 125% of the federal poverty guidelines, or if paying would be a financial hardship (MCR 2.002(B), (C), (F)). Waiving the filing fee for that reason also waives the electronic filing fee (MCL 600.1986(3)).
What are Michigan’s workers’ compensation numbers for 2026?
| Figure | 2026 value | Law |
|---|---|---|
| Maximum weekly benefit | $1,201, for injuries in 2026 | MCL 418.355(2); WDCA |
| State average weekly wage, the base for the maximum and the minimums | $1,333.88 | MCL 418.355; WDCA |
| Weekly benefit | 80% of your after-tax average weekly wage, up to the maximum | MCL 418.351(1) |
| Minimum weekly death benefit | $666.94 (50% of the state average weekly wage) | MCL 418.356(2); WDCA |
| Minimum weekly benefit for a specific loss the statute lists, such as a hand or an eye, or for total and permanent disability as the statute defines it, such as losing the sight of both eyes | $333.47 (25% of the state average weekly wage) | MCL 418.356(3), 418.361(2), (3); WDCA |
| Minimum for other total disability | None | MCL 418.356(4) |
| Waiting period | The first week isn’t paid unless the disability lasts 2 weeks or more | MCL 418.311 |
| Funeral and burial | Up to $6,000 or the actual cost, whichever is less | MCL 418.345 |
WDCA is the Workers’ Disability Compensation Agency, part of the Michigan Department of Labor and Economic Opportunity. The maximum is 90% of the state average weekly wage as of the prior June 30, rounded up to the next whole dollar (MCL 418.355(2)). Deadlines: notice to your employer within 90 days and a claim within 2 years (MCL 418.381(1)). See how Michigan workers’ comp works.
When do these numbers change?
| Figure | When it changes | How |
|---|---|---|
| Malpractice and product liability caps | At the end of each calendar year; Treasury’s notice for 2026 is dated January 30, 2026 | The cumulative change in the consumer price index (MCL 600.1483(4), 600.2946a(1)) |
| Workers’ comp maximum and minimums | Every January 1, for injuries that year | Set from the state average weekly wage as of the prior June 30: 90% of it for the maximum, 50% and 25% for the minimums (MCL 418.355(2), 418.356) |
| MCCA per-vehicle fee | Every July; the 2026/2027 fee was announced October 8, 2025 | Set by the MCCA from projected claims and any deficit |
| MCCA reimbursement threshold | July 1 of each odd-numbered year, for policies issued or renewed over the next two years; next on July 1, 2027 | Up by the lesser of 6% or the consumer price index, rounded to the nearest $5,000 (MCL 500.3104(2)(o)) |
| Qualified health coverage deductible | July 1, but only once the change since the last adjustment adds up to $500 or more | The medical component of the consumer price index (MCL 500.3107d(7)(b)(i)) |
| PIP wage-loss maximum | Every October 1, for crashes after the change | The cost of living (MCL 500.3107(1)(b); DIFS Bulletin 2026-20-INS) |
| PIP caps for care Medicare doesn’t cover | Every year | The medical care component of the consumer price index (MCL 500.3157(9)) |
| Amounts fixed in the statutes, such as the $20 a day for household help, the mini-tort, liability limits, deadlines, court fees and the small claims limit | Only when the Legislature changes the statute | No automatic adjustment |
| The one-third contingency fee limit | Only if the Michigan Supreme Court amends MCR 8.121 | No automatic adjustment |
What to do next
- Find the date that controls your figure. The PIP wage cap depends on the crash date, the coverage level and liability limits on when the policy was issued or renewed, and the workers’ comp maximum on the injury date.
- Get your policy paperwork. Ask your insurer for the declarations page and the signed PIP coverage selection form.
- Put the shortest deadline on your calendar, usually a notice rather than a lawsuit: 1 year for PIP, 120 days for a road defect, 6 months for a claim against the State.
- Get the fee agreement in writing, and check that it’s no more than one-third after costs (MCR 8.121).
- Get a free case review if an insurer’s figure doesn’t match the law, or compare Michigan injury lawyers near you.
What waiting can cost
- Your PIP benefits. Without written notice or a payment within a year of the crash, you can lose the right to sue for them (MCL 500.3145(1)).
- Older bills. A PIP lawsuit generally can’t recover losses from more than a year before it’s filed (MCL 500.3145(2)).
- A claim against the government. A road-defect notice is due within 120 days, and a claim against the State within 6 months (MCL 691.1404(1), 600.6431(4)).
- A lawsuit against the person responsible. Most injury lawsuits are due within three years (MCL 600.5805(2)).
What a good outcome looks like
You know which figures apply to your claim, the dates they depend on and the law behind each one. Every notice goes out on time, in writing, and your benefits are paid at the right limit. If an insurer quotes a cap or a deadline, you can check it against the current number, and any fee agreement you sign is in writing and within the one-third limit. From guessing at numbers found online to knowing the current figure, the period it covers and where it comes from.
For Michigan’s injury rules in plain English, start with Michigan personal injury law, or browse the full guide to injury claims.
Not sure which of these numbers apply to your claim? Get a free case review. Four quick questions, no cost, no obligation.
Frequently asked questions
What is the mini tort limit in Michigan?
Up to $3,000 for crashes after July 1, 2020, and $1,000 for earlier crashes. The mini-tort lets you recover vehicle damage your insurance didn't cover, such as your collision deductible, from the driver who caused the crash. Your share of fault reduces it, you recover nothing if you were more than 50% at fault, and the case must be filed in small claims court whenever legally possible (MCL 500.3135(3)(e), (4)). The small claims limit is $7,000 (MCL 600.8401).
What is the Michigan medical malpractice cap for 2026?
$596,400 for noneconomic damages, such as pain and suffering. The cap is $1,065,000 if a brain or spinal cord injury left the patient hemiplegic, paraplegic or quadriplegic, if the patient has permanently impaired cognitive capacity, or if permanent loss of or damage to a reproductive organ left the patient unable to have children, as the statute defines those injuries. The Michigan Department of Treasury set the 2026 figures in its January 30, 2026 notice (MCL 600.1483). One cap covers all plaintiffs against all defendants, and economic damages, such as medical bills and lost income, aren't capped.
How much is the MCCA fee for 2026-2027?
$84 per vehicle for drivers who chose unlimited PIP medical coverage and $19 per vehicle for every other driver, starting in July 2026. The $84 is $65 for catastrophic claims expected from crashes in the coming year plus a $19 deficit charge, which every driver pays. For 2025/2026 the fees were $82 and $23 (Michigan Catastrophic Claims Association, October 8, 2025).
What is the maximum PIP wage loss benefit in Michigan?
It depends on the date of the crash. For crashes from October 1, 2026 through September 30, 2027, PIP pays up to $7,455 per 30 days; for crashes from October 1, 2025 through September 30, 2026, up to $7,201 (DIFS Bulletins 2026-20-INS and 2025-18-INS). Within that cap, PIP generally pays 85% of the gross income you lose, for up to three years after the crash (MCL 500.3107(1)(b)).
What is the maximum workers' comp benefit in Michigan for 2026?
$1,201 a week for injuries in 2026. The law sets the maximum at 90% of the state average weekly wage as of the prior June 30, rounded up to the next dollar; for 2026 that wage is $1,333.88 (MCL 418.355(2); Workers' Disability Compensation Agency). Below the maximum, weekly checks are 80% of your after-tax average weekly wage (MCL 418.351(1)).
How much can a personal injury lawyer charge in Michigan?
In a personal injury, wrongful death or no-fault benefits case, a contingency fee can't be more than one-third of the amount recovered, figured after deducting the expenses of pursuing the claim. The agreement must be in writing, with a copy for you, and a lawyer can agree to charge less (MCR 8.121(B), (C), (D), (F)).
Sources
- Bulletin 2026-20-INS, Annual adjustment of the maximum work loss and survivors' loss benefits (October 1, 2026 to September 30, 2027) · Michigan Department of Insurance and Financial Services
- Bulletin 2025-18-INS, Annual adjustment of the maximum work loss and survivors' loss benefits (October 1, 2025 to September 30, 2026) · Michigan Department of Insurance and Financial Services
- Bulletin 2026-08-INS, Qualified health coverage deductible (July 1, 2026 to June 30, 2027) · Michigan Department of Insurance and Financial Services
- MCL 500.3105, PIP benefits payable without regard to fault · Michigan Legislature
- MCL 500.3107, Allowable expenses, work loss and replacement services · Michigan Legislature
- MCL 500.3108, Survivors' loss benefits · Michigan Legislature
- MCL 500.3107c, PIP medical coverage levels · Michigan Legislature
- MCL 500.3107d, Opting out of PIP medical coverage; qualified health coverage · Michigan Legislature
- MCL 500.3109a, Excluding people with qualified health coverage · Michigan Legislature
- MCL 500.3142, Overdue PIP benefits; 12% interest · Michigan Legislature
- MCL 500.3148, Attorney fees for overdue PIP benefits · Michigan Legislature
- MCL 500.3145, Notice of injury and limitations on PIP claims · Michigan Legislature
- MCL 500.3157, Medical fee schedule and family attendant care · Michigan Legislature
- MCL 418.315, Workers' compensation medical care (56-hour attendant care limit) · Michigan Legislature
- Andary v USAA Casualty Insurance Co, 512 Mich 207 (2023) (Docket No. 164772, decided July 31, 2023) · Michigan Supreme Court
- MCL 500.3104, Michigan Catastrophic Claims Association · Michigan Legislature
- MCCA per-vehicle assessment fee remains significantly lower than before the 2019 auto no-fault reforms (press release, October 8, 2025) · Michigan Catastrophic Claims Association
- MCCA Historical Assessment Chart (2017/2018 to 2026/2027) · Michigan Catastrophic Claims Association
- What Is a Catastrophic Injury? (retention amount for July 1, 2025 to June 30, 2027) · Michigan Catastrophic Claims Association
- Resources for Consumers and Families · Michigan Catastrophic Claims Association
- MCL 500.3135, Tort liability, serious impairment and the mini-tort · Michigan Legislature
- MCL 500.3009, Liability insurance limits · Michigan Legislature
- MCL 500.3121, Property protection insurance; $1 million limit · Michigan Legislature
- MCL 500.3123, Property protection insurance exclusions · Michigan Legislature
- MCL 500.3172, Michigan Assigned Claims Plan; medical benefit limit · Michigan Legislature
- MCL 500.3174, One-year notice to the Assigned Claims Plan · Michigan Legislature
- MCL 600.5805, Period of limitations for injuries to persons or property · Michigan Legislature
- MCL 600.5838a, Medical malpractice; accrual, discovery and six-year limit · Michigan Legislature
- MCL 600.2912b, Notice of intent to file a medical malpractice claim · Michigan Legislature
- MCL 600.6431, Claims against the State; notice to the Court of Claims · Michigan Legislature
- MCL 600.6452, Claims against the State; limitation of actions · Michigan Legislature
- MCL 691.1401, Governmental tort liability definitions ("highway") · Michigan Legislature
- MCL 691.1404, Notice of injury and defect in a highway · Michigan Legislature
- MCL 691.1411, Claims against government agencies; limitation of actions · Michigan Legislature
- MCL 436.1801, Dram shop liability; notice and time limits · Michigan Legislature
- MCL 600.1483, Medical malpractice; limitation on noneconomic damages · Michigan Legislature
- MCL 600.2946a, Product liability; limitation on noneconomic damages · Michigan Legislature
- MCL 600.2949a, Product liability; defendant's knowledge of a defect · Michigan Legislature
- Limitation on Noneconomic Damages and Product Liability Determination on Economic Damages (January 30, 2026) · Michigan Department of Treasury
- MCL 600.2959, Comparative fault · Michigan Legislature
- MCL 257.710e, Safety belt law; effect on damages · Michigan Legislature
- Michigan Court Rules (updated September 2, 2026): MCR 2.002, Waiver of fees, and MCR 8.121, Contingent fees in personal injury, wrongful death and no-fault cases · Michigan Supreme Court
- MCL 600.2529, Circuit court fees · Michigan Legislature
- MCL 600.1986, Electronic filing system fee · Michigan Legislature
- MCL 600.8301, District court jurisdiction · Michigan Legislature
- MCL 600.8371, District court fees · Michigan Legislature
- MCL 600.8401, Small claims division; dollar limit · Michigan Legislature
- MCL 600.8420, Small claims filing fees · Michigan Legislature
- Circuit Court Fee and Assessments Table (February 2025) · Michigan State Court Administrative Office
- District Court Fee and Assessments Table (April 2025) · Michigan State Court Administrative Office
- MCL 418.311, Waiting period for weekly benefits · Michigan Legislature
- MCL 418.345, Funeral and burial expenses · Michigan Legislature
- MCL 418.351, Weekly benefits for total disability · Michigan Legislature
- MCL 418.355, State average weekly wage and maximum weekly rate · Michigan Legislature
- MCL 418.356, Minimum weekly benefits · Michigan Legislature
- MCL 418.361, Specific losses · Michigan Legislature
- MCL 418.381, Workers' compensation notice and claim deadlines · Michigan Legislature
- State Average Weekly Wage Chart (maximum and minimum weekly rates) · Michigan Department of Labor and Economic Opportunity, Workers' Disability Compensation Agency
- 2026 State Average Weekly Wage chart · Michigan Department of Labor and Economic Opportunity, Workers' Disability Compensation Agency
- 2026 Weekly Benefit Tables (based on 80% of after-tax average weekly wage) · Michigan Department of Labor and Economic Opportunity, Workers' Disability Compensation Agency
Updated October 5, 2026
This guide is general information, not legal advice, and laws change. For advice about your situation, talk to a lawyer licensed in your state. Reading this page or contacting us does not create an attorney-client relationship.